All City Appraisal is your FHA certified appraisal company

The FHA maintains of approved appraisers for each state - All City Appraisal is on the roster of approved appraisers for CA. If you have an FHA-mortgage, be sure to hire All City Appraisal, as we are approved and qualified to produce FHA appraisal reports. A portion of the regular training our staff at All City Appraisal receives deals precisely with comprehending the FHA's documentation and their rules and procedures.

Be sure to contact All City Appraisal if you need an appraisal done for an FHA-secured loan.

An FHA loan is underwritten by the Federal Housing Administration, a federal organization within the U.S. Department of Housing and Urban Development (HUD). The lending organization takes care of all the loaned money; the FHA simply insures the transaction with mortgage insurance in case the borrower defaults on his or her loan. Low-income and moderate-income consumers benefit from an FHA-insured loan; the purpose of the Federal Housing Administration is to help credit-worthy buyers to meet expectations and requirements for lending agencies that they otherwise would not.

Down payments are often lower with an FHA loan despite using conventional market rates. The loan programs that the Federal Housing Administration offers are excessively helpful to buyers with less starting capital.

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.55% 4.7%
15-yr Fixed 4.01% 4.22%
1-yr Adj 2.76% 3.42%
* national averages