Need an appraisal for an FHA-backed mortgage? Call All City Appraisal

Rest assured that All City Appraisal is an FHA-certified appraisal company in CA. This means that we are certified and approved by the FHA to do appraisal reports for house loans backed by them. A certain amount of the ongoing training our staff at All City Appraisal undergoes deals strictly with understanding the FHA's documentation and their rules and procedures.

Contact us today if you need to get an appraisal done on an FHA-insured loan.

If your property loan is FHA approved, that means that it has been secured by the Federal Housing Administration, which is underneath the United States Department of Housing and Urban Development (HUD). The FHA does not loan funds to borrowers, rather, it provides lending organizations with protection through mortgage insurance in case the borrower defaults on his or her financial obligations. The FHA and their loan programs are built to benefit low-to-moderate income consumers help meet credit requirements if they otherwise would not.

The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. The loan programs that the Federal Housing Administration provides are exceedingly helpful to consumers with less starting capital.

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Today's Rates

Mtg Loan Rate APR
30-yr Fixed 4.55% 4.7%
15-yr Fixed 4.01% 4.22%
1-yr Adj 2.76% 3.42%
* national averages